incomeguru Voya Life Insurance, part of the Voya Financial Inc. family, is known for its comprehensive insurance and financial products. Over the years, Voya Financial has undergone several transformations and acquisitions, impacting its position in the insurance market. History and Background Voya Financial, initially part of ING Group, became an independent company in 2014. ING Group … Read more
The Life Insurance Corporation of India (LIC) is one of the largest and oldest life insurance companies in India. Established in 1956, LIC plays a pivotal role in the Indian insurance industry. Its functions extend beyond just providing insurance coverage; it encompasses a wide range of activities aimed at ensuring financial security, promoting savings, and … Read more
Health insurance is a crucial aspect of financial planning, providing a safety net against unexpected medical expenses. In Indiana, as in other states, the cost of health insurance can vary widely based on several factors including age, location, coverage level, and whether the plan is purchased through an employer, the Health Insurance Marketplace, or privately. … Read more
Indexed Universal Life Insurance (IUL) is a type of permanent life insurance that provides death benefit protection and incorporates a unique feature: the potential to earn interest based on the performance of a specified stock market index, such as the S&P 500. Unlike traditional whole life insurance, which offers fixed interest rates, or variable life … Read more
Replacing a roof is a significant expense, but if your roof is damaged due to a covered peril, your homeowners insurance policy might cover the cost. Here’s a comprehensive guide on how to get your insurance company to pay for a roof replacement. Understanding Your Policy Know Your Coverage: Start by thoroughly reviewing your homeowners … Read more
Condominium insurance, often referred to as “HO-6 insurance,” is a critical component of protecting your investment in a condo. It is tailored specifically to the unique needs of condo owners, providing coverage for personal property, liability, and portions of the unit not covered by the condominium association’s master policy. The cost of condo insurance can … Read more
Sedgwick is a global provider of technology-enabled risk, benefits, and integrated business solutions. The company, headquartered in Memphis, Tennessee, has grown to become a leader in claims management, particularly in the areas of workers’ compensation, property, liability, and disability. Its wide array of services aims to manage and reduce risks, support workplace health, and improve … Read more
Citizens Property Insurance Corporation, often simply referred to as “Citizens,” is a state-run insurer created to provide property insurance to residents of Florida who are unable to obtain coverage from private insurance companies. Established in 2002 by the Florida Legislature, Citizens plays a critical role in the state’s insurance market, especially in the wake of … Read more
American Freedom Insurance Company is owned by Western National Mutual Insurance Company. Western National, headquartered in Edina, Minnesota, acquired American Freedom Insurance in 2012. The purchase included 100% of the stock of Dynamic Insurance Group, the parent holding company of American Freedom Insurance Company . Western National Insurance Group is a well-established entity that operates … Read more
Jupiter Insurance, particularly known for its auto insurance offerings, caters primarily to high-risk drivers in a limited number of states: Alabama, Arkansas, Georgia, Oklahoma, Tennessee, and Texas. Established in 2005 and headquartered in Nashville, Tennessee, Jupiter Insurance positions itself as an accessible and practical choice for drivers needing basic coverage or SR-22 certificates due to … Read more