Indexed Universal Life Insurance (IUL) is a type of permanent life insurance that provides death benefit protection and incorporates a unique feature: the potential to earn interest based on the performance of a specified stock market index, such as the S&P 500. Unlike traditional whole life insurance, which offers fixed interest rates, or variable life … Read more
Replacing a roof is a significant expense, but if your roof is damaged due to a covered peril, your homeowners insurance policy might cover the cost. Here’s a comprehensive guide on how to get your insurance company to pay for a roof replacement. Understanding Your Policy Know Your Coverage: Start by thoroughly reviewing your homeowners … Read more
Condominium insurance, often referred to as “HO-6 insurance,” is a critical component of protecting your investment in a condo. It is tailored specifically to the unique needs of condo owners, providing coverage for personal property, liability, and portions of the unit not covered by the condominium association’s master policy. The cost of condo insurance can … Read more
Sedgwick is a global provider of technology-enabled risk, benefits, and integrated business solutions. The company, headquartered in Memphis, Tennessee, has grown to become a leader in claims management, particularly in the areas of workers’ compensation, property, liability, and disability. Its wide array of services aims to manage and reduce risks, support workplace health, and improve … Read more